Baton Rouge Rideshare Accident Lawyer Ready to Protect Your Rights
Were you injured in a collision involving an Uber or Lyft vehicle?
Rideshare services are convenient, but accidents involving rideshare drivers can be just as serious—and often far more complicated—than typical car crashes.
After a rideshare accident, many victims feel overwhelmed.
You may be unsure who caused the crash or which insurance company should pay. Fortunately, you don’t have to figure this out on your own.
A Baton Rouge rideshare accident lawyer can step in and protect your rights.
At Cueria Law Injury Lawyers, our attorneys bring more than 100 years of combined experience to every case. Since 1993, we have recovered millions of dollars for injured clients across Louisiana. Let us fight for the compensation you deserve.
How Rideshare Services Operate in Louisiana
To begin with, Uber and Lyft drivers in Louisiana work as independent contractors, not employees.
This distinction directly affects liability and insurance coverage.
Under Louisiana law, rideshare companies—also known as Transportation Network Companies (TNCs)—must carry specific insurance coverage. However, the amount of coverage depends on what the driver was doing at the time of the crash.
Rideshare activity typically falls into three stages:
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App on, no ride accepted
The driver is logged into the app but has not accepted a trip. -
Ride accepted, passenger pickup in progress
The driver has accepted a request and is traveling to pick up the rider. -
Passenger in the vehicle
The ride is active, and the passenger is inside the vehicle.
Because coverage changes at each stage, insurance issues can quickly become confusing.
That is exactly why working with a Baton Rouge personal injury lawyer is so important.
Insurance Coverage Requirements for Rideshare Accidents
Louisiana law requires different insurance limits depending on the driver’s status.
When the App Is Off
If the rideshare app is turned off, only the driver’s personal auto insurance applies.
When the App Is On but No Ride Is Accepted
In this phase, the rideshare company must provide minimum liability coverage, including:
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$50,000 for bodily injury or death per person
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$100,000 per accident
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$25,000 for property damage
When a Ride Is Accepted or in Progress
Once a driver accepts a ride—or while a passenger is in the vehicle—the coverage increases significantly.
At this point, TNCs must provide at least $1,000,000 in liability coverage, which includes:
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Uninsured/underinsured motorist coverage
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Contingent comprehensive and collision coverage
These limits are far higher than Louisiana’s minimum insurance requirements for private drivers, which are:
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$15,000 per person
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$30,000 per accident for bodily injury
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$25,000 for property damage
Determining Liability in a Rideshare Crash
Liability in a rideshare accident is rarely straightforward.
In fact, multiple parties may share responsibility.
Depending on the circumstances, liability may rest with:
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The rideshare driver
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Another negligent motorist
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The rideshare company (in limited situations)
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A third party, such as a vehicle manufacturer or government agency
Louisiana follows a comparative fault system.
This means fault can be divided among several parties.
For example, if a rideshare driver is 70% at fault and another driver is 30% at fault, compensation is divided accordingly.
Although rideshare companies often deny responsibility because drivers are independent contractors, their commercial insurance policies still provide critical protection for injured victims.
What Compensation Is Available After a Rideshare Accident?
If you were injured in a rideshare crash, you may be eligible for compensation.
The exact amount depends on the severity of your injuries and losses.
Potential damages include:
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Medical expenses
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Lost wages
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Loss of future earning capacity
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Property damage
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Pain and suffering
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Loss of consortium
Importantly, Louisiana does not cap damages in standard motor vehicle accident cases, including rideshare accidents.
However, punitive damages are typically only available if the at-fault driver was intoxicated at the time of the crash.
Contact a Baton Rouge Rideshare Accident Lawyer Today
After a rideshare accident, it’s normal to feel stressed and uncertain about what comes next.
Between medical bills, insurance calls, and missed work, the pressure can add up fast.
That’s where we come in.
With experienced Baton Rouge rideshare accident lawyers from Cueria Law by your side, you don’t have to face this process alone. We understand how complex these cases can be—especially when multiple parties and insurance policies are involved.
Let us advocate for you and fight for a fair outcome.
Contact us today to schedule your free consultation and learn how we can help you pursue the compensation you deserve.