Getting into an Uber accident is already stressful. But once you start dealing with insurance, things can get confusing fast, especially in Louisiana. One big reason? Louisiana uses something called comparative fault. Let’s break that down in plain English. What Is Comparative Fault? Louisiana follows a “pure comparative fault” system. That means more than one …
What Happens If You’re Hit by Someone Driving Their Friend’s Car in Louisiana?
You’re driving along—maybe on I-12, Highway 190, or through town—and suddenly you’re in an accident. Then you find out something unexpected: The person who hit you doesn’t even own the car. So now what? Who’s responsible? Which insurance applies? And how does this affect your claim? Let’s break it down. First Thing to Know: Insurance …
What If the Person Who Hit You Doesn’t Own the Car?
Car accidents are stressful enough. But things can get even more confusing when you find out the person who hit you wasn’t driving their own car. So…who’s actually responsible? Let’s break it down in plain English. First Things Fist: Insurance Usually Follows the Car Here’s the part most people don’t realize: In most cases, insurance …
Why Insurance Companies Delay Claims (and What They’re Hoping You’ll Do)
If you’ve ever filed an insurance claim after an accident, you’ve probably felt it… The waiting. The “we’re still reviewing things.” The calls that don’t get returned. Is this normal…or are they dragging this out on purpose? Short answer? Sometimes, yes. Let’s talk about why delays happen, and what insurance companies are often hoping you’ll …
What Happens If You’re Hit by Someone Driving a Borrowed Car?
Car accidents are already stressful. But when you find out the driver who hit you wasn’t even driving their own car? Yeah…that can feel confusing fast. So who’s actually responsible? The driver? The owner? Both? Let’s break it down in plain English. First Things First: Insurance Usually Follows the Car In most cases, car insurance …
No Pay, No Play – When You’re In An Accident & Have No Insurance, Your Case Looks Different
Louisiana “No Pay, No Play” Law Explained: What It Means for Your Injury Claim If you’re involved in a car accident in Louisiana and don’t have auto insurance, you could lose the right to recover thousands of dollars—even if the crash wasn’t your fault. This is due to Louisiana’s “No Pay, No Play” law, a …
Understanding a Gasquet Settlement in Personal Injury Law
In personal injury law, settlements often offer an efficient way to resolve complex cases—especially when multiple insurance policies apply or damages exceed a primary policy’s limits. In those situations, attorneys frequently rely on a powerful tool known as a Gasquet settlement. This settlement strategy comes into play when primary insurance coverage alone cannot fully compensate …