Covington Car Accident Lawyer
Were you injured in a collision with another driver on the road? Even a seemingly minor crash can lead to serious injuries, mounting medical bills, and unexpected time away from work. When someone else is at fault, however, you should not have to shoulder these burdens alone.
Although the aftermath of a car accident can feel overwhelming, you don’t have to face it by yourself. With a Covington car accident lawyer on your side, you gain a dedicated advocate who will protect your rights and guide you through every step of the legal process.
At Cueria Law Injury Lawyers, our legal team brings decades of experience to every case. Since 1993, we’ve recovered millions of dollars in compensation for injured clients across Louisiana. We are ready to represent you as your Covington personal injury lawyer and fight for the outcome you deserve.
Fault and Liability in Louisiana Car Accidents
Louisiana follows a fault-based system for car accidents. In short, the driver who causes the crash is financially responsible for the resulting injuries and damages.
Most often, compensation comes through the at-fault driver’s insurance policy. However, in some situations, more than one party may share responsibility. That’s where having an experienced Covington car accident lawyer becomes especially important. Your attorney will work to prove fault, establish liability, and protect your right to compensation.
Comparative Fault Rules in Louisiana
Louisiana also applies a comparative fault system. This means that when multiple parties share blame, each is assigned a percentage of responsibility.
Importantly, injured victims can still recover compensation even if they are partially at fault. However, their total award will be reduced by their percentage of liability. For example, if you are awarded $100,000 but found to be 30% responsible, you would still recover $70,000.
Notably, this rule applies regardless of fault level. Even someone who is 90% at fault may still recover 10% of their damages from the other party.
Required Auto Insurance in Louisiana
Louisiana law requires all drivers to carry minimum liability insurance. According to the Louisiana Department of Insurance, those minimum limits include:
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$15,000 for bodily injury per person
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$30,000 for bodily injury per accident
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$25,000 for property damage
While these are only minimum requirements, many drivers carry higher limits for additional protection. In addition, insurers must offer uninsured/underinsured motorist (UM/UIM) coverage, though drivers may reject it in writing.
UM/UIM coverage is especially important in hit-and-run accidents or when the at-fault driver lacks enough insurance to cover your losses.
Common Causes of Car Accidents in Covington
Car accidents happen for many reasons. However, some causes appear far more frequently than others, including:
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Distracted driving, such as texting, eating, or adjusting in-vehicle controls
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Speeding, including driving too fast for traffic or weather conditions
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Driving under the influence of alcohol or drugs
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Reckless or aggressive driving, including tailgating or ignoring traffic signals
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Weather conditions, such as rain or fog, which are common in the Covington area
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Driver fatigue, which slows reaction times and increases crash risk
Understanding what caused your accident is a critical step in proving liability and building a strong claim.
Types of Damages Available in Louisiana Car Accident Cases
Under Louisiana law, car accident victims may pursue both economic and non-economic damages. The value of your claim will depend on the severity of your injuries and how the accident has affected your life.
Economic Damages
These losses have a clear financial value and may include:
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Past and future medical expenses
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Lost wages or reduced earning capacity
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Property damage
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Rehabilitation and therapy costs
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Other out-of-pocket expenses
Non-Economic Damages
These damages reflect the personal impact of the accident, such as:
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Pain and suffering
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Emotional distress
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Loss of enjoyment of life
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Loss of consortium
In most Louisiana car accident cases, there is no statutory cap on damages unless a government entity is involved.
Statute of Limitations for Louisiana Car Accident Claims
Louisiana’s statute of limitations—known as a prescriptive period—sets a strict deadline for filing car accident claims.
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If your accident occurred on or after July 1, 2024, you have two years to file.
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If the crash occurred before July 1, 2024, you generally have one year.
If you miss this deadline, you may permanently lose your right to compensation. Because exceptions are rare, it is critical to act quickly. A Covington car accident lawyer can confirm which deadline applies and ensure all paperwork is filed on time.
Contact Our Covington Car Accident Lawyers for a Free Consultation
After a car accident, it’s common to feel overwhelmed by medical bills, missed work, and emotional stress. These collisions can disrupt your life in an instant—but you don’t have to handle the aftermath alone.
Instead, turn to the Covington car accident attorneys at Cueria Law Injury Lawyers. We are ready to explain your legal options, protect your rights, and aggressively pursue the compensation you deserve.
Don’t wait to get help. The sooner you contact us, the sooner we can begin building your case and holding the at-fault parties accountable. Call today to schedule your free consultation.