Insurance Companies

Many auto insurance companies claim they are better than the rest. The sad truth is that when it comes to settling claims in a timely fashion and providing fair compensation, the car insurance provider is focused on its bottom line. After a mobile vehicle accident, you will likely realize your insurance company is not in your corner, but your Louisiana personal injury lawyer is. While your personal injury attorney fights for your rights, an auto insurance provider will fight against them.

For many insurance companies, including Berkshire Hathaway, their goal is to pay as little as possible on any claim submitted. They accomplish this goal by using clever strategies, such as:

• claiming your injuries were pre-existing before the accident
• delaying payment until you are desperate to settle for less
• offering a fast low-ball settlement
• offering a settlement before fully understanding the severity of your injuries
• claiming you were at-fault for the accident
• getting you to record a statement, and then twist an innocent account against you to reject your claim

Even if the insurance adjuster is pleasant to speak with, it is crucial that you contact a New Orleans car accident attorney before answering any questions. This is to safeguard your rights and protect your case.

History of Berkshire Hathaway Inc.

If Berkshire Hathaway Inc. currently covers you, you may be fascinated by the history of Berkshire Hathaway. Origins of Berkshire Hathaway can be traced way back to 1839, in Rhode Island, when two textile companies merged. With these manufacturers continuing to merge through the years, Berkshire Hathaway broke out in the insurance company in the year 1967 under CEO Warren Buffet. To this day, Warren Buffet remains the company head. They are a multinational holding company with a wide range of subsidiaries, including fast-food chains and insurance companies. Omaha, Nebraska, is where the primary headquarters are located. With commercial interests in numerous companies, including Geico.

Cueria Lawyers Can Help With Your Berkshire Hathaway Accident Claim

If you or someone you love has been involved in an accident, to protect your future, we recommend that you contact an experienced personal injury attorney. Cueria Law Firm LLC understands how difficult the time after an accident may be and will fight for your rights. Do not settle for a low-ball offer.

Speak to our New Orleans car accident attorney today for a free consultation about your personal injury case.

Businesses use vehicles, such as trucks for deliveries and smaller cars for day to day operations. To be legally driven, company vehicles must be insured, the same as other cars and trucks on the road. This type of coverage can be purchased to cover a single car or an entire fleet, depending on the particular business’s needs. Even companies who do not own an actual vehicle, but rent vehicles or utilizes a vehicle owned by an employee, must have commercial auto insurance coverage. Commercial policies are often more expensive than personal policies due to the higher liability that a business is exposed to.

After an auto accident with a company vehicle, you should contact your commercial insurance provider. Be forewarned, an insurance company often will deny claims for frivolous or unfair reasons to protect their profits. The best chance to receive the compensation you deserve is by having an experienced Louisiana auto insurance attorney to fight for your rights.

About State Farm

State Farm Mutual Automobile Ins. is a mutual company which is owned by its policyholders and is located in Bloomington, Illinois. Since 1942, they have been the number one insurer for auto insurance in the country. State Farm insures about one out of five automobiles in the United States. They employ more than 65,000 individuals throughout the country and have a network of approximately 16,700 agents. State Farm offers insurance products to all fifty states.

How an Attorney Can Help Your Business Following an Accident

An experienced attorney, such as Cueria Law Firm, L.L.C., can be helpful in numerous ways following an accident. It is essential that you understand your rights and that they are protected. A knowledgeable New Orleans lawyer will fight for you.

Most people are surprised and shocked after an accident to find out their insurance company is nothing like it is portrayed in commercials or other advertisements, even though they faithfully paid their premiums every month. We are overwhelmed with insurance commercials telling us time and time again how they will “be there” for us when we need them. However, the truth is that countless insurance companies make it tough for a claimant, trying to pay as little as possible and delaying payment as long as possible. Many insurance companies argue the severity of your injury, requesting medical records from before your accident. Or they ask you to give recorded statements, even though you are not obligated to do so, and you should never give any statement before speaking to a New Orleans car accident attorney.

The most important thing to consider is you must not expect any insurance company to be your buddy, or put your best interests before theirs, or stand in your corner after a car accident. You can, however, rely on a Louisiana personal injury lawyer to fight for you and your future.

National General Holdings Corp.

National General Insurance, formerly known as GMAC, was founded in the year 1920 and is a nationwide insurance provider. With a headquarters in Winston-Salem, North Carolina, they have more than 3,500 employees in the United States. Insurance policies offered by National General provide the same coverage as most major insurers.

Reasons for Auto Accidents

Anyone involved in an auto accident understands how traumatic it may be. Reasons for auto accidents are many, with some of the most common listed here:

• More and more, distracted driving plays a key role in motor vehicle accidents. We are a society that multi-tasks, spending a substantial amount of our time behind the wheel, talking on the phone or with other passengers, eating, texting, messing with the GPS or radio, reading, or even applying makeup. Despite bans across the United States against texting, distracted driving is one of the top reasons for auto accidents in the country.
• Another reason for the auto accident is driver fatigue. Driver fatigue is the cause of approximately 100,000 auto accidents each year, according to the NHTSA. Fatigued drivers can misjudge traffic, slower reaction times, and can drift in and out of traffic lanes.
• Inclement weather conditions, such as snow, ice, heavy rain, dense fog, and high winds are also a frequent cause of car accidents.
• Driving under the influence of alcohol or drugs is a major reason for auto accidents. In the United States, a person dies every 51 minutes in an alcohol-related automobile accident.

How a Louisiana Personal Injury Attorney Can Help Following an Accident

No matter the reason for your car wreck, it is important that you speak with a Louisiana personal injury attorney as soon as possible. An experienced car accident lawyer can ensure your rights are protected when filing an insurance claim and that you receive needed medical treatments. We care about your best interests and stand in your corner.

Month after month, you pay your premiums on time, in the expectation that your insurance company will stand by you in the event of an auto accident. Unfortunately, this is not always the case. An insurance company, no matter what type, is a business first and foremost. They have a primary goal of making profits, even if those profits come at your expense.

What to Do Following an Accident

If you or your employee is involved in an auto accident in the state of Louisiana, checking for injuries is the first priority. Call 911 and contact the authorities as soon as possible following an accident. Even though the police collect information while at the scene of the accident, it is vital to write down details as well. We also encourage you to take pictures or get witness contact information if you can. It is also helpful if you can get the name, address, insurance company, and policy number of any other drivers involved.

As much evidence and data you can collect at the scene, the better. Often after a wreck, finding witnesses can be very difficult, and their testimony can be very valuable.

About Liberty Mutual

For more than 100 years, Liberty Mutual has been a provider of insurance. Founded in 1912 under the name of Massachusetts Employee Insurance Association, they sold their first auto policy in 1914 and changed their name in 1917 to Liberty Mutual Insurance Company. They are a fortune 100 company that employs more than 50,000 individuals and have 900 global offices.

Liberty Mutual provides many options for their policyholders on their website, such as claim overview, report a claim, and network of providers.

Ways Insurance Providers Avoid Paying Auto Claims

Many insurance companies utilize numerous tricks to avoid covering the full value of a commercial auto claim. They may request to see your medical records, then deny your claim stating your injuries were from a previous incident rather than the crash. They may ignore you for a lengthy period of time in hopes of encouraging you to accept a small settlement.

The greatest way to ensure your insurance provider treats you justly is by having a skillful auto injury attorney at your side. An experienced lawyer can take care of all the details of the accident and watch out for your best interests. The experts at Curia Law Firm are available 24/7 to answer your questions and help you through this stressful time.

An insurance company, no matter if it is providing automobile, health, life, home, or commercial insurance, is a business first. And like other businesses, the main objective for an insurance company is to receive as much profit as possible and not compensate the individuals who, month after month, paid their premiums.

In some cases, the insurance provider sends the check immediately to compensate for your loss; others may only cover part of it. There are even instances where the insured is left to fend for themselves due to one insurer’s expectation that the other insurer will handle the claim.

Insurance companies have “bad faith” statutes in the state of Louisiana they must follow. Some examples of where “bad faith” handling of insurance claims include incomplete or incompetent investigation with a claim, unnecessary delay of a claim, and denial of a reasonable settlement.

Although every commercial auto policyholder should thoroughly read their policy, much of the language is complicated and tough to understand. This jargon is especially tricky for a layperson, making it complex to determine if damages will or will not be covered under their policy. A knowledgeable attorney can explain to you what coverage you have, and what exclusion(s) apply.

Zurich Insurance Group Brief History

Zurich Insurance Group is headquartered in Switzerland and is a multinational insurer. Found in 1872 as a marine insurer, they provide service to 170 countries, including the United States. Insurance products for individuals are not offered in North America, but several insurance products for businesses are available.

Zurich allows claims to be filed on their website or by utilizing one of their many other methods.

A car accident, whether a minor wreck or something more serious, can be very stressful for anyone. Filing and collecting on a claim with an insurance company can add to this stress. Unfortunately, it is typical for an insurance company to offer a meager amount to an injured party.

Consider contacting a New Orleans personal injury lawyer if you believe the insurance company short-changed your injury. Having an expert who knows how the process works and what a fair settlement amount is can save you many headaches. The lawyers at Cueria Law Firm are very experienced in helping you get the most from the insurance company following a car accident.

Progressive Insurance opened its doors in 1937. It was started by Joseph Lewis and Jack Green in Mayfield Village, Ohio.

Visit Progressive or contact them at 1-800-274-4499 to begin the Progressive claim process. Before filing your claim, collect names, addresses, policy numbers, as well as any other pertinent information to help speed up the process. Progressive recommends you contact them as soon as possible to inform them of the claim after an accident.

After The Accident

After contacting Progressive of your claim, a specialist will contact you, typically before the end of the day. Any questions you have can be answered by a claims specialist who will explain the process to you. During this time, a vehicle inspection will be set up to evaluate the damage to your car and provide an estimate of costs. However, the estimate provided by Progressive is not a guarantee is possible to change.

If the mechanic discovers additional damage, Progressive will re-evaluate your vehicle and provide a supplemental estimate. When considering where to get your car repaired, you are allowed to select from a repair shop in their network, one of their Service Centers, or your own repair shop. Claims are generally processed faster when choosing a repair shop in their network.

Be aware when providing a statement or information to an insurance company; they have their best interests in mind, not yours. Steering your way through a personal injury claim following an accident can be a long and arduous process. Often times, it requires the assistance of an experienced personal injury lawyer. If you experienced physical or mental injury or have been unable to work due to a car accident, consider contacting a qualified Louisiana personal injury attorney.

Perhaps you selected your auto insurance provider based on an advertisement that promised you that they would be in your corner if ever in an auto accident. Month after month, you paid your premiums, then the unbelievable happened, a careless driver caused a wreck, and now the medical expenses are piling high. Your vehicle is left damaged, and you may be unable to work due to your severe injuries.

At this time, you may have confidence in your insurance company or the other driver’s insurance company and believe they will cover all expenses related to the crash. Unfortunately, this is not always the case.

Despite the numerous insurance companies we are flooded with, the truth is each insurance company has a common goal of a robust bottom line, regardless of your best interests. The best way to ensure an insurance provider handles you appropriately is by hiring an experienced Louisiana personal injury lawyer who would stand by your side throughout the entire process.

A lawyer looks out for your best interest and works hard for you to ensure you receive a fair settlement.

USAA Insurance Group

USAA Insurance Group serves a unique market; they provide services to United States military members and their families. Founded in the year 1922, they began as United States Army Automobile Association before changing their name to USAA Insurance Group two years later and offering their products to other branches of the military as well. They are headquartered in San Antonio, Texas, and have offices in Germany and England also.

For close to a century, USAA Insurance Group offered auto insurance products to their clients. Policies include the same as other large insurance providers such as liability, collision, and liability

What Happens When Your Friend Has an Accident While Driving Your Car?

You may have questioned what happens if you loan your vehicle to a friend, and they are involved in an accident. You will file under the collision coverage with your insurance, most likely, and pay your deductible if you both have car insurance. Under the majority of insurance policies, your vehicle is covered if you are the driver or if another licensed driver who has your permission to drive your vehicle, so long as they received your specific consent to use your car. However, if your friend’s car wreck resulted in substantial injuries to others, assets you own, including your home, can be awarded by a court of law to pay for damages to injured parties.

Your friend’s insurance can be considered a secondary if your liability limits are not enough to cover damages, or the insurance companies might share costs related to the accident. You may be liable to property and medical expenses if your friend does not have insurance. Your assets may be attached if your coverage is inadequate.

Assistance Following an Auto Accident

If you or your loved one has experienced substantial injuries due to other drivers’ negligence, comprehending your rights is crucial. Having an experienced Louisiana personal injury attorney by your side can ensure your rights, as well as the future, will be adequately protected. Cueria Law Firm understands how hard it can be injured, watching medical expenses rise, and possibly unable to work. Your best interests will always be first!

An automobile accident is often a disturbing experience, no matter how vast the damage and injuries. Dealing with a difficult or uncooperative insurance company can make things even worse. Unfortunately, it is common for car accident victims to receive a small settlement offer from an auto insurance company and then be transferred around to numerous claim adjusters. To ensure you do not receive an insufficient settlement from an insurance provider, consider contacting a Louisiana personal injury lawyer.

Southern Farm Bureau Casualty Insurance Group History

Southern Farm Bureau Casualty Insurance Group was founded in the 1940s by farmers in several states who shared a vision for better insurance rates and better member services. In the 1950s, the Louisiana Farm Bureau joined them as well. Farm Bureau is a financial and insurance services company that is driven by memberships. In addition to their many tools online, customers can track the status of their claims.

Policyholders can choose their repair shop or have their repairs made through a Preferred Auto Repair Shop program where they are guaranteed for life. The accident will be investigated, and the vehicle inspected by an insurance adjuster to determine the settlement offer.

After an Accident

If you were involved in an auto accident, first and foremost, check for injuries of yourself and anyone else in your car. Next, call 911 as soon as possible. If able, move your vehicle to the side of the road to prevent further damage. The police will likely gatherer notes at the scene of an accident, and it is important you gather details also. Some details include the name and address of another driver, license number, insurance information, and policy number.

When you chose a car insurance company, you likely assumed it would be there to protect you if you were involved in an automobile accident. You thought that your insurance provider would pay for your medical expenses, vehicle damage, and follow through with the promises they made. Nevertheless, how many auto insurance commercials promised that they were on your side, or that they were your friend? So many insurance consumers are surprised and shocked when these promises are broken and they are not taken care of. Sadly, most insurance providers do not put customers before their best interests because they put their bottom line first.

Every month, your insurance company gladly takes money from you with their premiums, but they may not be glad to pay up after a car wreck. If you have to deal with an insurance company that wants to avoid payment or settle for much less than what your insurance claim is worth, you should speak with an experienced New Orleans personal injury attorney. While your best interests are not the priority to your insurance company, a Louisiana personal injury lawyer will fight to ensure that your rights are protected.

Brief History for GoAuto Insurance Co.

A Louisiana based insurance company, GoAuto is headquartered in Baton Rouge. With a focus on reducing operating costs, it specializes in low-cost auto insurance. GoAuto has many online resource tools available, such as areas to report a claim, make a payment, or request a quote. If submitting a claim online, enter the needed information, and expect a call from an insurance agent to move forward.

Dealing with An Insurance Company

It is very important to remember that insurance companies, such as GoAuto Insurance New Orleans LA, are just like other businesses and have the primary goal of making profits. To make profits, they charge customers a substantial amount of money each month for auto, life, and home insurance, while hoping they will not be ever used. If and when their customers need them, insurance companies will fight to lessen your settlement or possibly deny the claim in its entirety. These goals are accomplished by using insurance adjusters whose main job is to direct your case in a way that results in low payouts. Following an accident, when contacted by an insurance adjuster, keep this in mind:

• Answer questions only when asked, in a simple, short manner. Never volunteer any additional information.
• Never make up any answers when unsure how to answer. Tell them you do not remember, or you do not know.
• Never state that you are at fault, even if you believe you are partially responsible. Even the words “I’m sorry” can be misinterpreted as stating you are at fault.
• Never mention pre-existing injuries or conditions. These injuries or conditions have no bearing on your current case and can give an insurance company additional reasons to try and deny your case.
• Never allow an insurance agent to record your conversation. There is no requirement of having your conversations recorded.
• Never sign anything before speaking with a personal injury attorney.

You purchase commercial auto insurance to protect yourself and your company should an accident occur. If an accident happens, it seems that the right thing would be for the auto insurance carrier to pay your claim as fast as possible. Unfortunately, that is usually not the case. Each year, thousands of legitimate claims are filed by consumers with their commercial insurance providers.

Payments on legitimate claims can be wrongfully delayed, reduced, or denied. The majority of times, it is unclear to an insured what the insurance providers’ obligation really is. Commercial auto insurance policies can be complex to the inexperienced eye.

Complex Commercial Auto Insurance Policies

Many business owners are unsure of what exactly is covered in their commercial auto policy. This is mainly due to the confusing language in the insurance policy so that the policyholders will maintain their reliance on an insurance company’s conclusions. The wording inside much of an insurance policy, in addition to the sizable amount of fine print, can be puzzling to the average policyholder. Insurance company “language” is regularly manipulated by the provider as an attempt to deny a legitimate claim.

AmTrust Financial Services Brief History

AmTrust Financial Services was founded in 1998 by brothers Michael Karfunkel and George Karfunkel and a home-office in New York City. They serve 70 countries with over 7,000 employees and are a top commercial insurer in the United States as well as a leading global provider.

Why You Should Hire an Attorney For A Commercial Accident Claim

Insurance providers have teams of attorneys and lawyers who work continuously to lessen the amount of money that they have to pay in claims to the company. Insurance providers do not earn profits by paying claims, but by collecting premiums. A team of attorneys is on-staff full time to assist and protect an insurance company.

Many companies throughout the country rely on vehicles to accomplish tasks for their business. Whether only one vehicle or a fleet, a commercial auto policy is needed. Companies that do not own cars, but rents or utilizes vehicles owned by their employees to make sales calls or deliveries, still require insurance policies. Often, commercial auto policies are more costly than personal auto policies due to the higher liability that businesses carry.

Commercial auto insurance is expected to cover the costs related to damages that resulted from a collision. However, insurance companies are businesses themselves that aim to earn profits and will look for reasons to deny your claim. While some insurance claim denials are valid, others are founded on technicalities or are unfairly rejected for the sole purpose of financial gain.

About Travelers Companies Inc.

Founded by James Batterson in 1864, Travelers Companies Inc., became the first United States insurance company to offer more than one type of insurance coverage. The red umbrella logo was introduced in 1960 to symbolize protection. With more than 30,000 employees and 20,000 brokers and agents in the United States, Canada, Ireland, the United Kingdom, and Brazil, Travelers provides insurance for both individuals and businesses.

In Case of an Accident

First and foremost, check for injuries in your vehicle and other vehicles involved in the accident. As soon as possible, contact the authorities. Following the accident, the police will take down some information. You must gather some as well. The information may include the name, address, insurance company, and policy number of the other driver.

Like many of us, you have become familiar with the numerous auto insurance commercials shown regularly. The majority of these car insurance commercials want you to think they will be there for you if you are ever in an accident, standing by you, fighting for you. After all, what was the reason we faithfully paid our premiums for years or possibly decades even? Sadly, the truth may be different than the insurance commercials.

Your New Orleans insurance company might be unresponsive or even contrary by refusing to repay for your injuries as well as damages. You may be unsure of where to turn if severely injured, incapable of working, with mounting medical bills. No matter what car insurance company you have, consider contacting a Louisiana personal injury attorney who will stand by your side and fight for your future.

A Brief Safeway History

Safeway Financial Holding Co. was founded by William J. Parillo in the year in 1959, who, to this day, remains the companies head. A family-owned private insurance company, headquartered in Westmont, Illinois with regional offices in areas they serve. Mainly an auto insurance company, Safeway offers personalized service in office locations throughout many states.

After an Accident

If you are involved in a wreck in the state of Louisiana, it is important for you to remain at the scene. Many times, the other driver tries to convince you to leave due to the damage not being “bad” and only exchange names and insurance information. This idea is terrible in many ways. First, you may not realize how extensive your injuries are due to the adrenaline flow right after an accident. After the adrenaline begins to wear off, you may notice your injuries are not “fine,” and you might get stuck with the bills for your medical expenses.

Additionally, you might find out that the other driver has no auto insurance – more than 14% of drivers in Louisiana do not. Then, if you attempt to have your own insurance company pay for medical expenses or damages, they have no record of your accident because you failed to report it to the police. It can cost you immensely by not contacting the authorities following a car accident.

Take the time to calm down, check if anyone needs medical assistance, and contact the authorities. Exchange names, address, driver’s license number, license plate, and insurance information with the other driver. If possible, photograph the accident scene or ask someone you know to do it. Photos taken at the scene of an accident can be priceless for an auto injury claim. In many accident cases in Louisiana, the statute of limitations is one year where you can file a claim.

If you have suffered a loss due to the reckless behavior of another driver, you may be in for a strenuous fight with an insurance company. You might be worried about trusting an insurance provider, and you may not understand your rights. It is right for you to worry. An insurance company has a financial interest, and so do you, which makes them have an expected conflict. Your provider wants a minimum payout, while you want a maximum. You need professional assistance right now to win this fight.

About Chubb Ltd.

Chubb was founded in the year 1882 in New York City by Thomas Caldecot Chubb and his son Percy. In the year 1967, it was incorporated, and in 1984 it was listed on the New York Stock Exchange. The Chubb Corporation was acquired in 2016 by ACE Limited. Today, it is operated in fifty-four countries, providing personal and commercial and casualty insurance, life insurance, reinsurance, and personal accident and supplemental health insurance.

Chubb Ltd allows claims to be reported online. Also, claims can be filed for New and Legacy Chubb policies by Email for Financial Lines specialtyclaims@chubb.com, by fax for Financial Lines 1-855-842-1349 or Workers Compensation 1-800-884-3946. They can be filed by phone as well as 1-800-CLAIMS-0 (1-800-258-4670).

For New and Legacy ACE policies, call 1-800-433-0385, or after hours at 1-800-523-9254.

What Should I Do After an Accident?

First, if you or an employee is in an accident, call 911 immediately to ensure all individuals receive the proper medical attention, even if no injuries are detected. Many times, injuries do not show until the next day or later from a crash. The authorities will collect information, but you need to gather some as well. Things like the name, address, license plate number, and insurance provider and policy number from the other driver.

Dealing with the many aspects following an accident can be grueling. Allow an experienced accident attorney to assist you. They can ensure your rights are protected and that you receive the maximum compensation allowed.

Insurance companies portray themselves as your friend, someone who will always be there for you. You pay your premiums faithfully for years, expecting them to take care of you if you are ever in an accident. The sad truth is that you could spend months or years fighting to get what you deserve. Hidden in the never-ending pages of fine print is a multitude of loopholes created to reduce or avoid your auto insurance claim. That is why you need someone experienced in fighting for your rights. Cueria Law Firm is here to help you.

Brief History of CNA Financial Corp.

Headquartered in Chicago, Illinois, CNA Financial Corp. was founded in the year 1897 with the name Continental Assurance Company of North America. After a merger with Metropolitan Accident Company, they acquired National Fire Insurance Company and American Casualty Company. Today, their primary focus is on commercial insurance only.

Claims are managed through different departments depending on the policy type. Claims can be submitted over the phone or through the CNA Financial Corp. website.

Reasons for Auto Accidents

Auto accidents can be a traumatic experience for anyone, and there are a variety of factors for their cause. Some common reasons for auto accidents are listed below:

• Today, many auto accidents are due to distracted driving. In our multi-tasking society, a significant amount of time is spent behind the wheel, talking on the phone, texting, eating, messing with the GPS or radio, and even reading. Despite bans across the United States against texting, distracted driving is one of the leading reasons for auto accidents in the country.
• Driving under the influence of alcohol or drugs is a serious cause of automobile accidents. Reaction times and the ability to focus are impaired due to alcohol or drugs, including some over-the-counter or prescription medications.
• A large number of auto accidents are due to speeding and the inability to stop quickly during an emergency.
• Driver fatigue is another reason for auto accidents. More than 100,000 crashes occur each year due to driver fatigue, according to NHTSA.

You likely heard the catchy jingles of the numerous commercials played on television and radio for many insurance companies. It can be tough to differentiate promises made by an insurance company from the truth for the majority of us. After all, month after month, we pay our premiums with an expectation that the insurance company will be there when we need them. However, this is not the case for many businesses.

Each month an insurance company gladly accepts your premiums, but after an accident, they are not quick to pay a claim. Handling a commercial auto insurance carrier who wants to settle your claim for much lower than it is worth or deny it all together can be arduous. A wise decision is to contact a knowledgeable New Orleans accident attorney. Hiring an attorney puts your best interests first, unlike an insurance company

About Nationwide Mutual Group

Nationwide Mutual is headquartered in Columbus, Ohio, and was founded in the year 1926. They are one of the largest car insurance companies in the United States. Thousands of claims are handled every day throughout the country. Visit Nationwide Mutual Group online to file a claim and receive other information as well.

What to Do Immediately Following an Accident

Following an auto accident, first check for injuries to yourself, your vehicle as well as any other vehicle. As soon as possible, call 911. While the police will collect details about the crash, you must do that as well. Some of this includes name, address, and insurance company of all other drivers. To avoid further damage, move your vehicle to the side of the road.

Dealing with an insurance company after a car accident can add more stress for anyone. Even if an accident is not your fault, having an insurance company cover all medical expenses incurred can be a battle. Thankfully, Allstate offers its customers numerous online features to help make the claim process simpler. Founded in the year 1931, Allstate is one of the leaders in American car insurance companies.

Visit https://www.allstate.com/claims.aspx or call 1-800-ALLSTATE when you are ready to file an insurance claim. Additionally, you can reach them via Twitter at @allstatecares. Allstate provides customers with a mailing address for auto claims: Allstate Insurance Company, P.O. Box 660636, Dallas, TX 75266. To assist you with maintaining information about your car accident claim, they also provide customers with an insurance claim worksheet.

Once a claim is filed for your vehicle, an inspection will be scheduled to evaluate the damage. Depending on where you are located, The insurance company may request you visit one of their local service centers, visit a mechanic in their network, or an insurance investigator will be sent to your location. No matter where you choose, you have the option of selecting where the vehicle is repaired. Depending upon insurance policy, Allstate offers towing and rental car services, as well.

Based on their investigation and your report, Allstate will evaluate fault to determine your claim’s value. If Allstate determines you are the at-fault driver, you may still be covered, depending on your insurance policy. If they decide you were not at fault, your deductible will be recovered by the at-fault party by Allstate. If additional damage is found after repairs are made, inform Allstate, and additional repairs may be authorized if they determined the damage was due to the accident.

It is crucial to understand special and general damages and how Allstate calculates them to secure an acceptable insurance settlement. General damages are easily calculated and include such items as medical bills, lost wages, and vehicle damage. However, special damages are more complex to calculate and include such items as pain and suffering. For special damages, a multiplier may be applied to the number of your general damages based on injuries sustained, crash severity, circumstances of the crash, recovery time, as well as other factors.

Several insurance companies, including Allstate, utilize a software program known as Colossus to determine your insurance settlement. Information is entered into Colossus about your car accident by an insurance adjuster. The program then recommends a range for your settlement. This software program is heavily relied upon by the insurance adjusters. Once an amount is calculated for your settlement by Colossus, Allstate can adjust the recommendation, which oftentimes is a reduced offer for settlement.

Often, people choose an insurance company based on a memorable jingle, which promises that they will stay by your side, even in an auto accident. Each month, you pay your premiums faithfully, and now, the unimaginable happened.

A car accident occurred due to a careless driver, and the damage to the vehicle and medical expenses are piling up. Now, you believe the insurance provider for the at-fault driver or your auto insurance provider will come through on their promise and cover all expenses related to the car crash. Unfortunately, this is rarely the case.

Numerous commercials for insurance companies promise many things like they are a respectable neighbor, a good friend, or that we are in good hands. However, the goal of every insurance company is the same – to gain significant profits. If these goals are met at your expense, then oh well.

To ensure you are treated fairly by an insurance company after a car accident, we recommend that you have a skillful Louisiana lawyer by your side. A knowledgeable attorney understands your rights and cares about your best interest and will fight hard on your behalf against the insurance company.

Brief History of American International Group (AIG)

Originating as a Chinese insurance company named American Asiatic Underwriters, Cornelius Vander Starr, a United States businessman, began an insurance company in 1919. After many acquisitions and the opening of offices worldwide, the name became the American International Group. They provide numerous insurance coverage for individuals, families, and businesses.

Commercial auto claims can be made and managed 24/7 at the American International Group website.