When a hurricane hits, it can cause significant damage to property, both residential and commercial. To ensure that these damages are properly addressed, insurance companies require policy holders to provide evidence of the damage incurred. In New Orleans and other hurricane-prone areas, photographic and video evidence can play a crucial role in obtaining the insurance coverage you need to repair the damages.
Why Photographs and Videos Matter
Photographs and videos serve an important purpose in the process of filing an insurance claim. Hurricane damage is often quick and severe, making it difficult to remember the exact extent of the damage without documentation. If a policy holder fails to document the damage with photographs or video, it can be difficult, if not impossible, to receive the full coverage they deserve.
Additionally, photos and videos can help verify the authenticity of a claim. Insurance companies are wary of fraudulent claims, which is why they require proof of the damage. By providing photographs or video footage of the damage, policy holders can help prove that the damages they are claiming are real.
How to Document Hurricane Damage
When it comes to documenting hurricane damage and filing an insurance claim, it is important to be as thorough as possible. Here are a few tips for creating a comprehensive photographic and video documentation of the damage:
- Take Wide Shots: To get a full picture of the damage, take photographs and videos from different angles. This will help paint a complete picture of the damage and will be especially helpful for larger areas of destruction.
- Capture Close-Ups: When taking photos and videos, don’t forget to include close-up shots of the damage. Close-up shots can be especially helpful for documenting small details that may be overlooked in the wide-angle shots.
- Document Everything: Take pictures and videos of all the damage, no matter how small. Even if the damage looks minor, it’s important to document it in case it needs to be addressed later.
- Time-Stamp the Photos: When taking photographs and videos, be sure to time-stamp them. This can help prove when the damage occurred, which is important for filing a successful insurance claim.
- Keep a Record: After taking pictures and videos, make sure to keep a record of them. This will help you easily reference them when it comes time to file the insurance claim.
The Benefits of Working with a Personal Injury Firm
Filing an insurance claim after a hurricane can be an overwhelming process, especially if you’re dealing with significant damage. This is why it is important to work with a knowledgeable personal injury firm that can help you properly document the damage and ensure you receive the full coverage you deserve.
At our firm, we understand the importance of providing comprehensive evidence of the damage incurred. That’s why we have a team of experienced professionals who can help you create an accurate and comprehensive photographic and video documentation of the damage. We can also help you navigate the insurance claim process and make sure you receive the full coverage you need.
Conclusion
When a hurricane hits, it’s important to be prepared. One way to do this is to document the damage with photographs and videos. This visual evidence can help you obtain the full coverage you need to repair the damages. Additionally, working with a knowledgeable personal injury firm can help make sure you receive the full compensation you deserve.
